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USA Travel Insurance provides essential medical and travel cover for peace of mind during your trip. This policy covers everything from medical emergencies to trip cancellations and lost luggage.
We cover over 1,300 different medical conditions, allowing you to travel anywhere in the US with confidence.
The USA famously has some of the world’s most expensive emergency medical care. Even needing an ambulance could incur hefty costs of around $1,300 (roughly £1,020). As medical Travel Insurance specialists, our USA Travel Insurance protects you from costs like these if you have a medical emergency during your USA trip. USA Travel Insurance:
USA Travel Insurance covers you for unexpected medical bills and complications while you’re away. Claims we’ve previously paid out for treatment in the USA include, more than £382,000 for influenza, and over £608,000 for cellulitis.
What’s covered?
What’s not covered?
Below you’ll find our different products. We have three different products to choose from, Gold, Gold Plus and Platinum. If you’d like some help choosing which is best for you, please contact our team.
SWIPE TO COMPARE POLICIES
* If you buy a policy which includes cancellation cover. / All these figures are per person and per trip.
Having the right policy in place before you head to the States is crucial if you’re living with pre-existing medical conditions. As specialists in Medical Travel Insurance, we can help find you the best cover to ensure you’re fully protected in the USA. This will save you from any costly medical expenses so you can travel with peace of mind. So far, we have helped cover over 3.5 million travellers. We can cover over 1,300 different medical conditions. These are just some of the common medical conditions we can cover for your USA holiday:
You can declare your medical conditions either through our website or by speaking to one of our trained professionals over the phone.
From the city that never sleeps to the Grand Canyon, you’re sure to enjoy new and exciting experiences wherever you choose to visit in America. There are plenty of USA Travel Insurance options out there, but you’ll want to make sure you choose the right policy for your trip. Below are a few policy types to consider, depending on your needs and preferences.
To make sure you get the best Travel Insurance for your America trip, you’ll first need to complete our quick and simple 3-step screening process. Here’s how it works.
1. Get a quote online or by phone
Once you’re ready to start the quote process, the first step is to provide your personal details and information about your holiday plans. This can be completed over the phone with one of our team members or online. Get your quote
2. Complete our simple medical screening process
Here, you need to declare any medical conditions you have. This way, we can provide the cover that best suits your needs.
3. Get your quote
You’ll then get your quote(s) and can either proceed to buy or save your quote at this stage.
“Arranging Travel Insurance for your trip to the USA is so important. Having appropriate cover in the case of any accident, emergency or disruption to your trip could save you a small fortune. As specialists in Medical Travel Insurance, we can help you find a policy tailored to your medical conditions, and there’s no upper age limit.” Russell Wallace – Travel Insurance expert.
Our Travel Insurance policies have helped over 3.5 million travellers to enjoy their trips with peace of mind, knowing they’re protected every step of the way.
The USA remains the most expensive country in the world to receive medical care. Without appropriate cover, something as minor as influenza could cost you more than £382,000.
Medical treatment in the States can be incredibly expensive without appropriate Travel Insurance. Our USA Travel Insurance policies provide complete protection for, emergency medical treatment and repatriation (if necessary), including if they relate to your declared pre existing medical conditions.
Yes, you must declare any and all pre-existing medical conditions to us, so that we’re able to provide you with the best cover. Failure to do so may result in your policy becoming invalid. You can declare your pre-existing medical conditions via our online quote process or over the phone if you’d prefer one of our expert specialists to guide you through the process. We have a helpful guide on the most common medical conditions and how to declare them. You can also learn more about what happens if you don’t declare your pre-existing medical conditions.
It is up to you what type of policy you choose to travel to the USA. If you are a senior traveller, consider our Senior Travel Insurance. Additionally, we also have different policies for different travel requirements. For example, if you’re travelling with friends and family, Group Travel Insurance or Family Travel Insurance might be a good fit. Alternatively, there are Single Trip and Multi Trip Travel Insurance policies. If you’re not sure what policy to choose, please speak to one of our trained team members.
The cost of your Travel Insurance policy to the USA depends on several factors, including your age and medical history and for how long. Other factors that can influence the cost include the level of cover you choose, any additional features or travellers you add to the policy, and whether you’re purchasing single or group cover.
If you have a GHIC (previously EHIC) card, it will not cover you in America. These cards will only cover you within the countries of the European Union, including Switzerland. This means that if you fall ill, have an injury or lose valuable items during your trip, you will not be covered. Therefore, it’s essential to have appropriate USA Travel Insurance when travelling to America.
Mexico is within the same regional category as the USA, meaning if you buy a USA policy and travel to Mexico, you would be covered. However, our quote system works differently for Single Trip Travel Insurance. When you get a quote for a single trip policy, you need to declare all the countries you’ll be visiting, including Mexico. Simply inform us of your travel destinations, and we’ll provide you with an accurate quote. For Annual Multi-Trip policies, where you select a region (such as Worldwide including USA, Mexico, etc.), cover for Mexico would be included in the same policy.
Where are you visiting? Thinking of planning your next trip or want some advice on how to make the most out of your trip to the USA? Have a look at our helpful travel guides below.
Which activities do you have planned? Thinking of enjoying some activities while you’re in the USA? Whether you’re planning a skiing holiday to Colorado or a spot of golf in San Diego, make sure you have the right cover for a worry-free trip.
Written by: Russell Wallace | Travel Insurance ExpertLast Updated: 1 May 2024
3 - Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 40,000 reviews as of September 2023.