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Our Over 70s Travel Insurance is designed to help you travel confidently. It can provide full medical cover for complete peace of mind.
This includes specialist cover for all pre-existing medical conditions and medical emergencies while abroad, as well as cover for trip cancellations, lost luggage, and other common travel mishaps.
Over 70s Travel Insurance is a type of policy that offers peace of mind and protection for older travellers during and leading up to your trip.
With the risk of falls and injury increasing as we get older, there’s a higher chance of needing some medical help while travelling. With our specialised medical cover, you can travel in the knowledge you’re fully protected.
Our Over 70s Travel Insurance:
We specialise in cover for over 70s with pre-existing medical conditions, so you can travel with confidence.
What’s covered?
What’s not covered?
It is common to be travelling with pre-existing medical conditions in your 70s.
In fact, a recent Which? study revealed that over a third (36%) of respondents living with pre-existing conditions struggled to find affordable insurance, with 7% opting to travel uninsured due to high premiums.
The risks of travelling without Over 70s Travel Insurance can be extremely costly. For example, without repatriation cover, you would have to pay air ambulance costs upfront. This can cost anywhere from £12,000 to £18,000 in Europe, to upwards of £50,000 from the USA, Caribbean and South America.
If you’re over 70 and living with a pre-existing medical condition, you must declare them so we can provide you with the most appropriate cover.
Below are some of the most common medical conditions we cover for over 70s:
AllClear offers many types of Travel Insurance so you can choose one that’s right for your trip.
Examples include:
We provide Over 70s Travel Insurance for every destination. However, the region of cover you need will depend on where you’re heading.
Here’s what we cover:
You’ll first need to complete our quick and simple 3-step screening process.
Here’s how it works.
1. Get a quote online or by phone
Once you’re ready to start the quote process, the first step is to provide your personal details and information about your holiday plans. This can be completed over the phone with one of our team members or online.
Get your quote
2. Complete our simple medical screening process
Here, you need to declare any medical conditions you have. This way, we can provide the cover that best suits your needs.
3 . Get your quote
You’ll then get your quote(s) and can either proceed to buy or save your quote at this stage.
“We believe that everyone should be able to travel, and the over 70’s are no exception. There’s an assumption that older people are either unwilling or unable to see the world. Our data shows that this is wrong, and that there are plenty of holidaymakers exploring well into their 70s, and beyond. However, more than any other group, senior travellers need to make sure they have comprehensive cover in place for their trip.”
Letitia Smith MSc, Travel Insurance expert
Our dedication to customer satisfaction has helped us understand our customers.
With over 123,000 reviews on Trustpilot, it’s easy to see what our over 70s customers think about us.
“Getting quotes for Travel Insurance when you are over 70 and with pre-existing medical conditions can be a painful experience. It, therefore, came as a ray of sunshine to be helped through the process by an incredibly helpful and lucid young woman. No jargon, hard sell or questions that I (doctor) didn’t understand. From start to getting the quote took a fraction of the time with other insurers and was also very competitive. Highly recommended.” – Dr Henderson
Travel Insurance premiums are calculated based on several different factors. These include
AllClear Travel Insurance cover has no upper age limit. This means any traveller, regardless of their age, can buy a specialist policy.
Yes, you must declare all pre-existing medical conditions you have and that are fully within the medical warranty, even if you consider them minor or they are controlled with medication. Not declaring your medical conditions may lead to lack of cover during your trip. This could result in costly expenses if you have an accident while travelling.
For example, if you need an air ambulance from the USA back home, it could cost you between £80,000 – £100,000 without appropriate medical cover.
Financial expert Martin Lewis firmly believes that you should arrange Travel Insurance “ASAB” – “As Soon As you Book” to avoid being out of pocket if a medical condition forces them to cancel a trip.
You can buy your Over 70s Travel Insurance before or after you’ve booked your trip, but it must be before you travel. Additionally, our Single Trip Travel Insurance policies can be bought 12 months before your holiday. As soon as you have secured your policy, the cover begins immediately if you have included the cancellation cover.
Alternatively, our Annual Multi-trip Travel Insurance can be bought up to 31 days before your first trip.
Yes, you will still need Over 70s Travel Insurance even if you have a GHIC (previously EHIC) card.
While a GHIC card gives you access to healthcare throughout the EU for medically necessary treatment, it will not cover you for repatriation costs (which can be extortionate) or complications relating to a pre-existing medical condition. Additionally, GHIC will not cover you for lost luggage, passports, documents, travel delays or personal liability.
In addition to your age and medical history, trip duration, destination, planned activities, personal items, and optional extras impact may impact the cost of your Over 70s Travel Insurance.
Longer trips and distant destinations often result in higher costs, while specialised cover for activities like golfing may require extra fees.
It’s important to consider these factors when selecting your policy to make sure you have the right cover in place for your trip.
Yes, you can add someone else to your Over 70s Travel Insurance policy, even if they are under 70.
You can find out how to add someone to your policy through our Group Travel Insurance cover or by speaking to one of our friendly members of staff.
Where are you visiting?
Explore our helpful guides for tips to ensure you remember everything you need when travelling to one of the below destinations:
Which activities do you have planned?
Whether you’re teeing off on a golf trip or setting sail on a cruise, remember to add extra coverage to your policy for a worry-free trip
Written by: Letitia Smith | Travel Insurance ExpertLast Updated: 22 April 2024
3 - Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 40,000 reviews as of September 2023.