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We cover all pre existing medical conditions and much more:
Over 80s Travel Insurance is designed to ease the worries and uncertainties you may have when travelling in the later stages of life. This includes specialised medical cover for pre-existing conditions, as well as medical emergencies, ensuring travellers over 80 can enjoy their getaways with peace of mind.
Over 80s Travel Insurance is designed to cover you for a variety of risks related to travelling at an older age. As Medical Travel Insurance specialists, we can cover over 1,300 different existing medical conditions, as well as emergency medical expenses and repatriation.
Here are a few reasons to get your over 80s Travel Insurance with AllClear:
Travelling in your 80s doesn’t have to be stressful or difficult, it should be invigorating and exciting.
Our Over 80s Travel Insurance policy covers everything included in our standard Travel Insurance policy, with no upper age limit.
What’s covered?
What’s not covered?
Our different policy types can be found below. We have three different types to choose from, Gold, Gold Plus and Platinum.
If you’d like some help choosing which is best for you, give us a call.
SWIPE TO COMPARE POLICIES
* If you buy a policy which includes cancellation cover. / All these figures are per person and per trip.
We understand that finding travel insurance in your 80s can sometimes be difficult. This is typically because the risk of insuring older travellers is higher. Existing medical conditions are more common, and these can lead to a higher risk of travel-associated issues like infections and injury.
However, as a specialist medical Travel Insurance provider for travellers 80 and over, we can help you find a policy tailored to your specific needs.
Here are some of the most common medical conditions we cover:
We tailor policies to suit your travel needs. Whether you’re off to enjoy a cruise across the Caribbean or a staycation with your family in Cornwall, we’ll help you find a policy suited to your needs.
Here are a few options to help you choose what you might need:
Before you set off on your travels, you’ll need to complete our quick and simple 3-step screening process.
Here’s how it works.
1. Get a quote online or by phone
Once you’re ready to start the quote process, the first step is to provide your personal details and information about your holiday plans. This can be completed over the phone with one of our team members or online.
Get your quote
2. Complete our simple medical screening process
Here, you need to declare any medical conditions you have and any medications you and your travel companions are taking. Be sure to answer all our medical questions and tell us everything we need to know about your current health.
This way, we can provide the cover that best suits your needs.
3. Get your quote
You’ll then get your quote(s) and can either proceed to buy or save your quote at this stage.
“Travel insurance is a must-have for anyone who wants to explore the world, but especially for over 80s. You can cover yourself for unexpected medical expenses, trip cancellation, lost luggage, and more. Travel Insurance can also give you peace of mind and confidence to enjoy your trip without worrying about what might go wrong. You never know when you might need it, so it’s better to be safe than sorry. Travel insurance for over 80s is affordable and easy to arrange.”
Letitia Smith MSc, Travel Insurance expert
We have over 20 years of experience as specialists covering older travellers, and we’re confident we can find a policy that suits you.
Hear from those who have already discovered and travelled with AllClear.
“As I will be 80 later this year, the travel insurance I have with my bank will no longer apply. So, I needed to secure another comprehensive policy for a future cruise. I had been recommended AllClear by fellow cruisers; who in their own words have significant medical conditions. I have now arranged an AllClear policy and would like to place on record that the service I received from Liz was absolutely first class. She explained everything and updated a previous quote which I had obtained on-line. She was patient and gave me all the time I needed.
This gave me the confidence that I was dealing with a quality organisation. I had previously been concerned that it would be difficult and expensive to obtain insurance at my age and with my medical history. I am fit but have had past operations and treatments; and still need eye treatment. I need not have worried. AllClear is geared up to welcome the ‘mature’ traveller. I highly recommend this company.” – Simon
Unfortunately, the cost of Travel Insurance usually increases with age. This is because older people are more likely to need emergency medical treatment on holiday. Over 80s are also at a higher risk of infection or injury when travelling.
So, premiums increase to cover the higher risk.
We do not have an upper age limit for Travel Insurance. The only exception is for Winter Sports, which is up to age 65.
Over 80s Travel Insurance covers everything included in our standard Travel Insurance policy, with no upper age limit. This includes everything from specialist emergency medical cover for seniors, as well medical aids, medication and repatriation cover.
It also includes standard things like trip cancellation, travel delays, baggage loss and personality liability protection.
As with any policy, you can get your over 80 Travel Insurance before or after you’ve booked your trip, but it must be before you travel. However, it’s beneficial to buy your Travel Insurance as soon as you book your trip.
You can buy Single Trip Travel Insurance up to 12 months before your trip. The cover begins immediately after purchase if you have chosen a policy that includes cancellation cover.
You can buy Annual Travel Insurance up to 60 days before your chosen start date. Cover will only begin on the chosen start date of your policy.
Yes, Over 80s Travel Insurance is essential, even if you have a GHIC or (previously EHIC) card.
While a GHIC card does provide cover for medical emergency expenses, it will not cover transport to the hospital.
Additionally, a GHIC card will not cover you for travel delays, cancellations or lost luggage.
Age and medical conditions are two of the important factors we take into account when determining your premium.
Other factors include the destination, duration of the trip, level of cover, and any pre-existing medical conditions you have declared.
Yes, you can travel in a group of all ages, whether that’s friends or family. This can be done through our Group Travel Insurance policy during your quote process.
Where are you visiting?
Prepare yourself for your best trip yet with our helpful travel guides for the following locations:
Which activities do you have planned?
Whether you’re teeing off on a golf trip or setting sail on a cruise, remember to add extra coverage to your policy for a worry-free trip
Written by: Letitia Smith | Travel Insurance ExpertLast Updated: 1 May 2024
3 - Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 40,000 reviews as of September 2023.