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Travel with confidence with Travel Insurance for the over 60's, with cover available for:
Whether you’re recently retired or seeking some relaxing time away, over 60s Travel Insurance is essential. As a Medical Travel Insurance specialist, we provide tailored medical cover to make sure you’re protected during your travels.
This policy also covers standard travel mishaps, such as trip cancellation and lost baggage.
Over 60s Travel Insurance is a specific insurance policy designed to provide cover for travellers aged 60 and older. This includes specialist cover for pre-existing medical conditions.
Here are a few reasons why over 60s Travel Insurance is essential:
Having the right policy in place removes the ‘what if’ worries, allowing you to travel with peace of mind.
What’s covered?
What’s not covered?
Find our different products below. We have three to choose from, Gold, Gold Plus and Platinum
If you’d like some help choosing which is best for you, give us a call.
A pre-existing medical condition is any illness or injury you’ve experienced symptoms, treatment, investigations, surgery, or medical appointments for within the last two years.
Please remember that you must declare all pre-existing conditions on your policy.
Clinical Nurse Specialist, Kay Greveson explains more: “People often do not realise the cost of medical emergencies abroad. It’s natural that people believe it won’t happen to them, but even the most well-managed conditions need to be covered, in case the unexpected happens.”
So far, we have covered 1,300 different medical conditions., the most common include:
Declaring your medical conditions is easy. You can do this online or with one of our trained professionals over the phone.
We know that flexibility is an important factor during the planning stage of a holiday. The good news? Our policies are tailored to your exact needs and preferences so you can find the best Travel Insurance to suit your needs.
There are a few types of cover available to travellers over 60:
We also offer optional extras for additional cover on your trip. For example, our Gadget cover insures your electronic devices, our Golf Insurance protects your golf equipment, and our Winter Sports Insurance covers skiing equipment, piste closure and more for the under-65s.
What better way to enjoy your retirement years than by exploring new places? We provide a range of policies to keep you covered no matter where you’re travelling.
To make sure you get the best Travel Insurance for your trip away, you will first need to complete our quick and simple 3-step screening process.
Here’s how it works.
1. Get a quote online or by phone
Once you’re ready to start the quote process, the first step is to provide your personal details and information about your holiday plans. This can be completed over the phone with one of our team members or online.
2. Complete our simple medical screening process
Here, you need to declare any medical conditions you have and any medications you and your travel companions are taking. Be sure to answer all our medical questions and tell us everything we need to know about your current health.
This way, we can provide the cover that best suits your needs.
3. Get your quote
You’ll then get your quote(s) and can either proceed to buy or save your quote at this stage.
“What better way to embrace your golden years than with a passport in hand? We want travellers of all ages to enjoy exploring the world, whatever your holiday style and even if you have medical conditions. But travelling isn’t without its risks, which is where we can help. We can support you in safeguarding your adventures with our comprehensive over 60s Travel Insurance, so you can focus on making the most of this exciting chapter in your life.”
Letitia Smith MSc, Travel Insurance expert
With over 123,000 reviews on Trustpilot, it’s easy to see what our customers think about us.
“Excellent- quick, efficient and felt valued. Paul was very polite and patient with all queries. Offered good value for those over 60 with pre-existing medical conditions” – Abraham.
The cost of travel Insurance usually increases with age, because older people tend to have more health problems and accidents that could lead to claims. Therefore, premiums rise to cover the higher risk.
Our policies have no upper age limit.
However, the cost of your policy will depend on a number of factors, including your age, medical conditions, your chosen level of cover and destination. It’s also worth noting that we won’t be able to cover travellers over 65 for Winter Sports.
This policy covers emergency medical treatment abroad and up to £25K for trip cancellations.
Additionally, you’re also covered for travel disruptions and delays, and insured against lost, damaged, or stolen baggage and personal belongings.
As with any policy, you can get your over 60 Travel Insurance before or after you’ve booked your trip, but it must be before you travel. Martin Lewis says that the best time to buy your Travel Insurance is as soon as you book your trip.
This way, you’re covered if you become ill or if a medical condition forces you to cancel or delay your trip.
Yes, it is essential you have Over 60s Travel Insurance, even with a GHIC (previously EHIC) card.
GHIC only provides limited cover for emergency medical treatment within the European Economic Area (EEA) and Switzerland. You won’t be covered for other issues like luggage loss, travel delays or cancellations.
When buying Over 60s Travel Insurance, you must declare any pre-existing medical condition you may have. If you choose not to declare all of your conditions, your cover could be declined.
You can declare your medical conditions and get comprehensive cover in minutes. This can be completed via our online quote process or by calling one of our trained professionals.
The cost of your Travel Insurance is determined by a number of factors including your age, medical history, destination, duration of the trip and level of cover.
Over 60 Holiday Insurance covers you while you’re in your 60s. However, AllClear branded policies have no maximum age limit. You can travel With AllClear at any age with our Seniors Travel Insurance.
Yes, you’ll be covered for costs if you need to return to the UK when you buy our Over 60s Holiday Insurance. Cover for repatriation back to the UK also extends to any other travelling member listed on your policy.
Yes, be sure to say that you are on a waiting list for treatment during the Medical Warranty section of your quote.
Plus, if you’d like to be covered for cancelling your holiday due to being on the waiting list, add Waiting List cover as an optional extra.
Of course! Being on the same policy as a friend or family member also has many great benefits.
For example, if you’ve opted for cancellation cover in your policy, all of you can benefit from it if needed.
Travel Insurance for over 60s can be bought as an Annual Multi-trip Travel Insurance policy, allowing you to take multiple trips throughout the year.
Instead of specifying your exact destinations, you choose your preferred region of cover, so you can:
Refer to your policy wording for more information.
Where are you visiting?
Explore our travel guides to help you plan your trip, discover new locations and make the most out of your travels.
Which activities do you have planned?
Whether you’re teeing off on a golf trip or setting sail on a cruise, remember to add extra coverage to your policy for a worry-free trip.
Written by: Letitia Smith | Travel Insurance ExpertLast Updated: 2 May 2024
3 - Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 40,000 reviews as of September 2023.