Cruise travel insurance guide

If you are planning a cruise holiday, you may want to consider specialist cruise travel insurance to cover you for the duration of your trip.

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Why do I need cruise travel insurance?

Cruises are a specialised type of holiday that are becoming increasingly popular. If you are planning a cruise holiday, you may want to consider specialist cruise travel insurance to cover you for the duration of your trip.

Cruise specific travel insurance can offer you cover for all the things that are found on a standard travel insurance policy, but with extra benefits that are tailored for specific problems that may arise on a cruise holiday such as medical evacuation or repatriation.

Specific cruise travel insurance benefits include: missed port departure, cabin confinement, itinerary change, unused excursions and cruise interruption.

Many cruise operators require you to have adequate travel insurance at the time of booking. This is usually a condition of the contract, in order to ensure that you are covered for any medical care whilst on board or in a foreign country. This will also need to cover any pre-existing medical conditions that you declare.

Purchasing specialist travel insurance for your cruising holiday, which covers your pre-existing medical conditions can provide you with complete peace of mind, so that you are able to truly relax and enjoy yourself.

How do I find cruise travel insurance?

Our specialist cruise travel insurance comparison website makes it easy to find the right cover for you.

We offer a range of cruise specific travel insurance quotes from a range of different providers. You are able to compare products, prices and additional extras to find the product that best suits your needs.

Once you have obtained your quote, you can preview the policy wording of each provider, to help you understand exactly what is covered. You will also have access to specific policy details such as excesses and exclusions.

Once you have chosen the best policy to suit your needs, you can simply purchase online.

Why choose AllClear’s Cruise Travel Insurance?

AllClear Cruise offers specialist cruise travel insurance for those with pre-existing medical conditions.

We offer cover for almost any medical condition, including; diabetes, angina, arthritis, asthma, cancer, heart conditions, high blood pressure, high cholesterol, epilepsy, stroke and many more.

Our quote process allows you to add your medical conditions quickly and easily. You are able to then choose from a range of both single trip and annual trip policies, regardless of age.

Our cruise travel insurance benefits such as missed port departure, cabin confinement, itinerary change, unused excursions and cruise interruption all ensure our product is tailored for your cruise specific needs.

If you are a frequent traveller and are likely to be booking more than one holiday a year, you may find that annual cruise travel insurance is better value for you. It offers all of the usual covers you will find in a standard travel insurance policy.

What does cruise travel insurance cover you for?

If you cruise often, you will be aware of certain cruise specific problems, which a standard travel insurance policy wouldn’t cover.

A specialist cruise travel insurance policy can cover you for:

Missed port departure*

If you are stuck in motorway traffic due to an accident occurring ahead of you or your scheduled public transport has not arrived in time, you may miss your scheduled port departure due to no fault of your own.

We understand that this sort of thing can happen. Our specialist cruise travel insurance policies can cover you for accommodation and travel expenses that you may incur in order to reach your cruise ship at its next docking port, allowing you to ‘catch up’ with your cruise.

Cabin confinement*

If you fall ill whilst cruising, you may be ordered by the ship’s medical officer to stay confined to your cabin until the illness has passed, in order to prevent the virus from spreading to other passengers or crew members.

By purchasing cruise travel insurance, you can receive compensation for each 24 hour period that you are confined to your cabin.

Unused excursions*

Being confined to the four walls of your stateroom can be frustrating and may lead to you missing out on pre-booked excursions.

Cruise specific travel insurance can offer reimbursement in the event that you are unable to use any pre-booked excursions as a direct result of being confined to your own cabin due to an accident or illness.

Itinerary change*

Your cruise provider may include a clause in your terms and conditions which allows them to make changes to your cruise itinerary due to adverse weather or timetable restrictions.

We understand how frustrating this can be, so with an AllClear Gold or Platinum policy you will receive £100 compensation for each port you miss.

Cruise interruption*

Falling temporarily ill whilst on your trip is everyone’s worst nightmare, but with thousands of passengers sharing a relatively confined space, illnesses are likely to spread.

If you require hospital treatment on dry land, cruise travel insurance can offer you cover for the expenses incurred in order for you to re-join your cruise.

*Subject to excesses, limits and policy restrictions. Please check your individual policy booklet.