Cruise travel insurance for over 80s

Read our useful guide on over 80s holiday insurance for cruises.

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Cruise travel insurance over 80s

A cruise can be the perfect way to travel to exciting and exotic places. Whether travelling with family members and friends, or enjoying a sail solo, cruises are a convenient way to see many destinations in comfort and style. Our over 80s cruise travel insurance means you can enjoy your cruise with peace of mind.

While air travel has made it possible to cross the globe faster than ever, it’s not the most relaxing way to travel. Rushing to the airport, cramming yourself and your luggage into a crowded and cramped cabin and then trying to relax during the flight is not easy.

On the other hand, a cruise gives you the opportunity to relax and enjoy travelling. Modern cruise ships have every comfort and convenience, and there are plenty of activities to enjoy while on-board and at sea.

This makes a cruise an ideal holiday for people in their eighties – although it is a popular holiday for all ages. Many cruises are ideal for the whole family, and there are activities for everyone.

No upper age limits for travellers

While some travellers may find providers exclude them due to age, AllClear Cruise has no upper age limit, meaning cruise insurance for over 80s is available. We work with a panel of providers to offer the best cover and competitive prices.

In order to make sure you are fully covered, you need to be completely upfront about any pre-existing medical condition you have.  Our simple medical screening process takes minutes, and once completed will show quotes available to you. It’s simple.

Why do I need cruise insurance?

When you pack your suitcases for your holiday, you need to make sure you have everything you need. You don’t want to get caught without a toothbrush!

Cruise insurance for over 80-year-olds is the same – it’s there to ensure it covers your needs in case you were to fall ill, have an accident or need to cancel your trip. Although you’ll hope you never need to make use of it, it ensures that you can travel with peace of mind.

For instance, if a passenger becomes ill on a cruise ship, perhaps while out at sea, they may need to be airlifted to a hospital on land, or spend some time confined to their cabin to make sure the other passengers don’t become ill.

For older passengers, many often have pre-existing medical conditions which must be accounted for too.

Every insurance policy is designed to cover the types of treatment the policyholder may need. So it’s important to get the right policy.

Cruise travel insurance for those over 80 years old – the benefits

Expenses incurred by illnesses or mishaps can be costly. And staying in bed recovering from a stomach bug is no fun, especially when you are missing out on a lovely cruise!

Cruise companies are not required to pay you back because in cases of cabin confinement they’re just doing their duty to prevent the spread of disease. But the right travel insurance plan will reimburse you for the time you have lost. You may want to put this towards another holiday later, or spend on a short break away.

Another thing that can happen if you need to visit a hospital is missing your departure. A cruise ship is on a tight schedule and cannot wait for a single customer. If you are left behind, you will need to arrange your own travel back home, or to the next port to rejoin the cruise.

Either way, it can be expensive without the right insurance.

Some people think that regular medical travel insurance should be enough to cover their needs. However, when something goes wrong on a cruise, there can be particular expenses which aren’t covered by standard travel insurance.

There are lots of things that could mean your holiday encounters a hitch, from missing a port stop to itinerary changes. With a cruise-specific policy, these could be covered.

Cruise tips for passengers over 80

1. Make sure you pack any medicine you need. Get a note from your doctor to avoid problems at customs. Also, let the cruise line know in advance that you will be bringing these medicines onboard.

2. If this is your first cruise, choose a shorter one. Instead of 2 weeks, take a 3-4 day cruise to try it out. Ocean travel does not agree with everyone. Most cruise ships are very stable, but some people can get travel sick very easily. A short cruise gives you a chance to see if it suits you.

3. Choose a room close to the activities you will be using often. Cruise ships are large, and you don’t want to have a long walk every day.

4. Book early. You will be able to have your choice of room if you book well in advance. As the departure date approaches, you will find it harder to select a cabin that suits you best.

5. It’s not nice to feel rushed when you get onto (or off) a cruise ship. Priority boarding means that you will have extra help from staff who are trained to help older passengers get on and off easily.

6. For elderly people with memory problems, it can help to carry identification. A wristband with the passenger’s name, the contact details of their caregiver and their cabin number can be useful if they get lost or confused during the trip.

7. Cruise lines are beginning to offer tracking devices for families with children and teens. The devices help them to get back together if they get separated in the crowd. If you’re travelling as a family, consider this for everyone to easily meet up.