AllClear Cruise

Specialist cruise travel insurance with a Big Tick!
Any condition. Any age. Any port.

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What we do


We provide specialist cruise travel insurance. We can cover people with pre-existing medical conditions including diabetes, angina, arthritis, asthma, cancer, heart conditions, high blood pressure, high cholesterol, epilepsy and stroke.

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Whenever you organise a cruise, travel insurance should be an essential part of the booking process. Some cruise operators, such as P&O Cruises, have made insurance mandatory and most others, as well as the Foreign and Commonwealth Office, strongly recommend that travel insurance is taken out before departure.

If you’ve had difficulty getting cruise insurance cover due to your age or medical conditions, then AllClear could help. You can compare multiple quotes from various cruise providers in one place and getting a quote online is quick and easy.

What’s more, AllClear’s cruise travel insurance products have no age limits for both single or annual multi-trip insurance. We can offer a quote for cruise medical travel insurance in 98% of cases, covering over 1300 different medical conditions.

If you are taken ill on a cruise ship you could potentially incur huge medical bills if, for example, you had to be transferred to the mainland by helicopter, or even transported home. That’s why our travel insurance for cruises covers you for up to £15 million medical expenses and repatriation.

Key policy benefits

  • 24 Hour Medical Assistance & Emergency repatriation.
  • Cancellation cover.
  • Baggage cover.
  • Legal protection.
  • Specific cruise benefits e.g. missed port departure, itinerary change, cabin confinement, unused excursions and cruise interruption.

AllClear is the specialist cruise travel insurance provider for people who have difficulty getting cover elsewhere.

Why AllClear cruise insurance?


Our Cruise travel insurance provides all the essential elements of cover found on a standard travel insurance policy, but with extra benefits that are tailored for specific problems that may arise on a cruise holiday.

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Added cruise insurance benefits*


Extended cancellation cover

A cruise can be the 'trip of a lifetime' so, with higher trip costs per person, you’ll want to make sure your cruise insurance provides adequate cover just in case you have to cancel. You never know what's around the corner so it pays to protect the money you've invested in your cruise holiday as soon as you can. Our cruise providers offer cancellation cover up to £7,500 per person, plus with some providers you can purchase additional cover up to a maximum of £25,000.

Cabin confinement

If you fall ill while on your cruise, the ships medical officer may confine you to your cabin to avoid the illness spreading to other passengers. With AllClear, you’ll receive compensation of £100* per day (up to £1000) with no excess to pay. We know it could be frustrating if, due to your cabin confinement, you’re unable to use your pre-booked excursions, so you’ll also be covered for up to £500.

Itinerary change

In the event of a missed port due to your cruise ship having to cancel part of the itinerary because of adverse weather or timetable restrictions, you’ll be covered for £100 per port up to £500 and no excess is payable.

Cruise interruption

If you require treatment in a hospital on dry land due to injury or illness, and the hospital confirms you are well enough to re-join the cruise, you’ll be covered up to £1000 in any additional travel expenses incurred to re-join your cruise at the next port.

*Subject to excesses, limits and policy restrictions. Please check your individual policy booklet.

Specialist cruise travel insurance guides


Our guides offer general information on cruise travel insurance, as well as specific guides related to cruise insurance cover for your medical condition.

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Frequently Asked Questions


Why do I require cruise cover?

A cruise is a unique holiday and specialist cruise insurance will cover you for the particular issues that might arise specifically on a cruise. These may include:

- Cabin confinement (being confined to your cabin due to illness).
- Unused excursions (as a result of cabin confinement).
- Missed port departure.
- Itinerary change.

Cruise travel insurance also provides additional cover in the event that you need to cancel your cruise, subject to the specific terms of your policy wording.

Please refer to your specific policy wording for details.

I have spent a lot of money on my cruise, what if I have to cancel it?

We know you're likely to have planned your cruise a long time in advance. That is why we offer additional cancellation cover, meaning that you can look forward to your cruise with complete peace of mind.

Please refer to your specific policy wording for details.

Can I get cruise travel insurance to include my pre-existing medical conditions?

Yes, our specialist panel can offer cover for any medical condition including diabetes, angina, arthritis, asthma, cancer, heart attack conditions, high blood pressure, high cholesterol, epilepsy, stroke as well as many others.

Cruise travel insurance with a Big Tick!


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